When you drive a rental car, it’s important to make sure you have the right coverage in place. Rental car companies typically offer coverage you can purchase on top of other rental fees, though this insurance is often more expensive than what your personal auto policy would provide. Knowing whether you actually need rental car insurance, or whether your existing policy already extends to a rental, is worth figuring out ahead of time. The professionals at Gateway Property & Casualty, serving Dover, NH, are here to answer your questions. Before you rent a car, reach out to us for guidance.
Does Your Auto Insurance Coverage Extend to a Rental Car?
If you already have auto insurance, your liability, comprehensive, and collision coverage will typically extend to a rental car as well. There are a few exceptions worth knowing about, though. For example, if you’re driving the rental car for business purposes, that use may not be covered under your personal policy. Your insurance agent can help you understand exactly how your coverage applies before you decide whether to pay for additional protection through the rental car company.
How Can You Get Auto Insurance Coverage for a Rental Car?
If you already carry an auto insurance policy, you likely won’t need to pay for additional coverage through the rental company. If you don’t currently have a policy, purchasing coverage directly from the rental car company may be necessary.
Have Questions About Rental Car Auto Insurance? Call Your Insurance Agent Today
If you have questions about how rental car coverage works, contact your insurance agent at Gateway Property & Casualty, serving Dover, NH. We’re happy to help you understand your auto insurance coverage.
