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642 Central Ave
Dover, NH 03820

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New Hampshire Insurance Blog

Do I need to carry auto insurance in New Hampshire?

Driving in New Hampshire is a pleasure. The gorgeous scent, the uncrowded roads, and the friendly residents. It’s all good. New Hampshire is one of a handful of states that does not require that you carry auto insurance. But, and it is a big but, you need to show that you are financially able to pay for any damage you may cause to people or property if you are responsible for an accident.

At Gateway Property & Casualty in Dover, NH we work hard for our customers to find the right auto insurance policy to meet their needs. 

Why Auto Insurance?

While you can opt to provide the information that is necessary to prove your financial ability to pay for any damage that you cause, most people opt to get the basic insurance that is necessary to protect other drivers from you. The minimum liability coverage that you are allowed to carry is 25/50/25. This is $25,000 for injuries to the first person injured, with a total of $50,000 for all the injuries in an accident. An additional $25,000 is to cover damage to the property. 

This is the basic amount of insurance that is required to cover the mandate of the government. However, if your car is leased or if it has an auto loan, you will be required to carry insurance that protects the vehicle that you have an interest in. You will need to carry collision and comprehensive coverage. These protect the vehicle from damage that results from a collision with another vehicle and from many other things including flooding, theft, and hail. 

Reach Out To Us

If you want to learn more about auto insurance in New Hampshire, give us a call at Gateway Property & Casualty in Dover, NH to discuss the options that we have to offer through our multitude of carriers. 

Partner Carriers

  • Allstate
  • American Modern
  • Bristol West
  • CRC
  • Farmers
  • Foremost
  • Hagerty
  • Hanover Insurance
  • K&K Insurance
  • Liberty Mutual
  • Main Street America
  • Merchants Insurance
  • National General
  • Nationwide
  • Orchid Insurance
  • Progressive
  • RPS
  • Safeco
  • The Hartford
  • Travelers