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Gateway Property and Casualty

642 Central Ave
Dover, NH 03820

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New Hampshire Insurance Blog

What Does Umbrella Insurance Cover?

The agents at Gateway Property & Casualty serving the Dover, NH area know and understand how important it is to you to keep your assets protected. One way you can achieve this is by obtaining an umbrella insurance policy.

What is Umbrella Insurance?

Umbrella insurance is a very important addition you can make to your existing insurance policies. It works as a safety net since it can protect you from unexpected and even devastating financial losses. Umbrella insurance basically provides extra coverage when it comes to things like personal liability, property damage, and even legal expenses.

Umbrella insurance will kick in when the limits of your primary insurance policies, such as homeowners, auto, or boat insurance, have already been used to their limits. This type of policy will help ensure that you are not left to deal with large financial burdens that can happen from unforeseen incidents.

What Does Umbrella Insurance Cover?

One of the primary areas covered by umbrella insurance is personal liability. This means that this type of policy will help protect you in the event that someone is injured on your property or if you are held responsible for causing bodily harm or property damage to others. The umbrella policy will cover the costs of medical bills, legal fees, and even potential damages awarded in a lawsuit.

Contact Us Today

The agents at Gateway Property & Casualty are dedicated professionals serving the Dover, NH area and are ready to assist you with all of your insurance needs, including umbrella insurance. Call today for an appointment to get your policy started and gain the peace of mind that comes with it.

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