Insurance is purchased for unique or special items not typically covered under another type of insurance. Gateway Property & Casualty can work with you to determine if we have the policy that meets your insurance needs. If you live in Vermont, Maine, or New Hampshire and have special insurance needs, our team is ready to help.
Here are some examples of specialty insurance.
Why is special event insurance important? Certain events, such as weddings, anniversaries, baby and wedding showers, reunions, etc., can be both complex and expensive. Special event insurance is a way to lower the financial risk associated with possible cancellations, interruptions, or other unexpected situations that may arise.
If things happen that are beyond your control, it is good to be prepared. The excess liability or umbrella coverage can cover costs beyond the standard insurance policies for auto, home, or business coverage.
The primary reason to have specialty insurance is to protect yourself and the possessions you have worked hard for. If you are sued, it could potentially drain your savings and retirement accounts. If legal action is taken against you, this insurance will protect you.
It also protects those who are not in your household. For example, if a visitor gets hurt while visiting your home, this insurance will cover their medical expenses.
If you own expensive jewelry, furs, artwork, or rare collectibles, ensure they are insured in a theft, fire, or other unexpected catastrophes. The policy cost would be minimal compared to the cost of trying to replace these precious items.
Gateway Property & Casualty can provide you with a no-obligation quote or answer any questions. Contact our office today. You will be glad you did.
