Homeowners insurance is not required by law in New Hampshire, Maine, or Vermont, but if you need bank financing to purchase a home, you will be compelled to buy indemnification. Additionally, you will need to maintain this coverage until your balance is paid.
Your homeowner's insurance is a valuable investment for protecting the structures that reside on your property, including sheds, outbuildings, and barns. Your Gateway Property & Casualty representative can provide additional information in this regard.
Your edifices and home may be damaged from falling tree branches, ice during storms, or lightning. High winds can also wreak havoc, and so can fire. Electrical surges can reduce your home to ashes, and less powerful wiring malfunctions can destroy appliances and other electronics.
When you entertain guests, and someone is injured, you can be responsible for medical bills or paying lost wages. You can also be sued for expenses incurred.
Homeowners insurance can also help you should your home become temporarily uninhabitable by a covered peril. It may also extend to the property of visitors when they are affected. Pests, mold, or insects can also be covered hazards.
A leaky roof can create a situation where your clothes, electronics, or furniture are rendered useless. Your home inventory should detail a thorough list of all the items you own. Be sure to include their purchase price, receipts, and, if possible, a video showing all angles and current condition. If you have particularly rare possessions, you may want to purchase additional insurance to protect these valuables.
We specialize in providing tailored insurance products to our clients in Maine, New Hampshire, and Vermont, and we invite you to stop by the office to discuss further details. In addition, you can browse our website and use our free rating tool to obtain a quote on your homeowners and automobile insurance.
I’ve worked with Tracy on a couple of policies and the experience each time has been so easy. I was able to give her most of the information she needed via email, and we had a couple of quick conversations on the phone, but she really makes an effort to make the process simple and convenient.
- Lisa L.
While attempting to maneuver through the myriad of insurance agencies, I inadvertently found myself entangled in a serious situation associated with insuring my assets. Contacting Brian (Arsenault) of Gateway Property and Casualty and explaining the situation, he immediately developed a plan, took action on that plan, and had an acceptable solution that same day. So, if you are seeking a new insurance carrier, or desire your current policy to be assessed, I strongly recommend pursuing Brian Arsenault of Gateway Property and Casualty Insurance. I believe you will be very impressed with his professional manner, courtesy, can-do attitude, and vast knowledge of the insurance industry. He is just waiting to welcome you in as a member of the family.
- Tom S.
Brian was great to work with, very relaxed and gave us peace of mind with the coverage we transitioned to. Wish we had done it sooner
- Caleb V.
Excellent Service...shout out to Tracy Thibeau!
- Debbie T.
Our Gateway agent is always available to explain, advise and answer questions. We feel secure that we have obtained all the coverage we need at affordable cost. We are grateful to be supported by such skilled professionals and would enthusiastically recommend Gateway to others.
- Stephen K.
Tracy always has me covered. Usually when I have to make phone calls for the " Adult" part of life, I dread it but when I need anything insurance related I always feel a little excited because talking with Tracy is like catching up with a friend. She has made everything I need to do super easy and is always looking out for us and our policy. Honestly, Tracy and her team are the best insurance agents I've had, and I've gone through a few. Thank you so much Tracy for being so helpful and on top of whatever comes up for me and my family. We truly appreciate you !!!