642 Central Ave
Dover, NH 03820
Life insurance is a tool that many people use to pass down wealth to their surviving spouse, children, or other benefactors. Though, it is not a requirement by law for those living in Maine, New Hampshire, and Vermont; many choose to invest in this invaluable financial instrument.
Business owners can benefit their families in this way by providing a means of income while their surviving relatives strive to weather the transition and continue paying employees.
Retired individuals may have a dependent spouse who needs maintenance after their passing, and this is one way also to provide funerary expenses. Your knowledgeable Gateway Property & Casualty representative can further advise you in your particular situation.
A policy can pay for college tuition for grown children and can also provide a means of supporting offspring who have special needs. Various trusts exist for people who want to gain certain tax advantages.
Life insurance is typically offered in terms of term, whole, and universal. Term insurance is usually for a period of ten, twenty, or thirty years and is the least expensive. Whole life insurance lasts for the duration of your life and has a savings component from which you can borrow, but that has to be paid back or deducted from the death benefit.
Universal life insurance is more flexible in terms of premium amount, depending on how much you have saved, and you can also adjust the death benefit figure.
We offer a variety of specialized life insurance products to meet your needs. In addition, we invite you to visit our website, where you can use our online rating tool to find a quote on homeowners or automobile insurance.
Speak to one of our qualified agents today for more information, and we serve those who live in Maine, New Hampshire, and Vermont.
I’ve worked with Tracy on a couple of policies and the experience each time has been so easy. I was able to give her most of the information she needed via email, and we had a couple of quick conversations on the phone, but she really makes an effort to make the process simple and convenient.