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Gateway Property and Casualty

642 Central Ave
Dover, NH 03820

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New Hampshire Boat/Watercraft Insurance Coverage

Boat/Watercraft Insurance in New Hampshire

You are not legally required to obtain boaters insurance if you reside in Maine, New Hampshire, or Vermont. However, your lender usually compels you to purchase indemnification when you carry a balance. Even boat owners whose watercraft is paid for are choosing to protect their vessels in this way.

The reason for insurance is that a boat may cost as much or more than a home. Leaving such a valuable item uninsured can leave you subject to paying for repairs out of pocket or losing your investment altogether. Big losses are not ideal for most people.

In addition, you may choose to entertain guests onboard who may suffer injuries from slips or falls, and your boat insurance can help safeguard you against medical expenses, lost wages, or if you are sued. Your trained Gateway Property & Casualty representative can provide more details on these features.

Beware of Others On and Off the Water

A boating accident can devastate you and the other party, and insurance protects all involved. There are also hazards that your watercraft may be exposed to while on land, including collisions that happen while transported on the road.

In storage, your boat can be affected by temperature changes during the off-season, cracking the body, or the paint. You may also experience theft of expensive accessories or add-ons, or your vessel could be the target of vandalism. Mold, rot, or insects can create problems, and fallen branches during storms, water damage from leaky roofs, or fire can put your boat at risk.

Gateway Property & Casualty is Here to Meet Your Insurance Needs

We offer a free rating tool on our website that you can use to get a quote on homeowners or automobile insurance from the convenience of your home. Call to schedule an appointment, and we can also tailor a specialized plan for your watercraft. We serve those who live in Maine, New Hampshire, and Vermont.

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Partner Carriers

  • Allstate
  • American Modern
  • Bristol West
  • CRC
  • Farmers
  • Foremost
  • Hagerty
  • Hanover Insurance
  • K&K Insurance
  • Liberty Mutual
  • Main Street America
  • Merchants Insurance
  • National General
  • Nationwide
  • Orchid Insurance
  • Progressive
  • RPS
  • Safeco
  • The Hartford
  • Travelers