You are not legally required to obtain boaters insurance if you reside in Maine, New Hampshire, or Vermont. However, your lender usually compels you to purchase indemnification when you carry a balance. Even boat owners whose watercraft is paid for are choosing to protect their vessels in this way.
The reason for insurance is that a boat may cost as much or more than a home. Leaving such a valuable item uninsured can leave you subject to paying for repairs out of pocket or losing your investment altogether. Big losses are not ideal for most people.
In addition, you may choose to entertain guests onboard who may suffer injuries from slips or falls, and your boat insurance can help safeguard you against medical expenses, lost wages, or if you are sued. Your trained Gateway Property & Casualty representative can provide more details on these features.
A boating accident can devastate you and the other party, and insurance protects all involved. There are also hazards that your watercraft may be exposed to while on land, including collisions that happen while transported on the road.
In storage, your boat can be affected by temperature changes during the off-season, cracking the body, or the paint. You may also experience theft of expensive accessories or add-ons, or your vessel could be the target of vandalism. Mold, rot, or insects can create problems, and fallen branches during storms, water damage from leaky roofs, or fire can put your boat at risk.
We offer a free rating tool on our website that you can use to get a quote on homeowners or automobile insurance from the convenience of your home. Call to schedule an appointment, and we can also tailor a specialized plan for your watercraft. We serve those who live in Maine, New Hampshire, and Vermont.
I’ve worked with Tracy on a couple of policies and the experience each time has been so easy. I was able to give her most of the information she needed via email, and we had a couple of quick conversations on the phone, but she really makes an effort to make the process simple and convenient.
- Lisa L.
While attempting to maneuver through the myriad of insurance agencies, I inadvertently found myself entangled in a serious situation associated with insuring my assets. Contacting Brian (Arsenault) of Gateway Property and Casualty and explaining the situation, he immediately developed a plan, took action on that plan, and had an acceptable solution that same day. So, if you are seeking a new insurance carrier, or desire your current policy to be assessed, I strongly recommend pursuing Brian Arsenault of Gateway Property and Casualty Insurance. I believe you will be very impressed with his professional manner, courtesy, can-do attitude, and vast knowledge of the insurance industry. He is just waiting to welcome you in as a member of the family.
- Tom S.
Brian was great to work with, very relaxed and gave us peace of mind with the coverage we transitioned to. Wish we had done it sooner
- Caleb V.
Excellent Service...shout out to Tracy Thibeau!
- Debbie T.
Our Gateway agent is always available to explain, advise and answer questions. We feel secure that we have obtained all the coverage we need at affordable cost. We are grateful to be supported by such skilled professionals and would enthusiastically recommend Gateway to others.
- Stephen K.
Tracy always has me covered. Usually when I have to make phone calls for the " Adult" part of life, I dread it but when I need anything insurance related I always feel a little excited because talking with Tracy is like catching up with a friend. She has made everything I need to do super easy and is always looking out for us and our policy. Honestly, Tracy and her team are the best insurance agents I've had, and I've gone through a few. Thank you so much Tracy for being so helpful and on top of whatever comes up for me and my family. We truly appreciate you !!!