There’s just something about Dover that makes people want to settle here and stay. A young family might start out in a rental in one of the downtown mill buildings before buying their dream home near Garrison Hill.<\/p>\n
As their family grows, the list of people counting on them gets longer, too. That’s usually about the time life insurance stops feeling like something you can deal with later.<\/p>\n
A lot of the young couples the team at Gateway Property & Casualty works with settled in Dover because of its access to jobs throughout the Seacoast. Maybe they commute to Pease Tradeport, or catch the Downeaster to Boston from the Chestnut Street station.<\/p>\n
For most families, their lifestyle is built around two incomes that cover the mortgage, day care bills, and the cost of setting their kids up for a good education later on. Life insurance can help protect all of that by making sure your family is taken care of if you’re no longer there.<\/p>\n
In New Hampshire, you’re not stuck with a policy the moment you sign it. The state allows a 10-day free look period after your policy is delivered, giving you time to read the contract and return it with no penalty if you decide it’s not right for you.<\/p>\n
The state also builds in a 31-day grace period after your first payment. For the first two years, your policy is in what’s known as the contestability window, so it’s important to make sure your application answers are completely accurate.<\/p>\n
Term life insurance covers you during the years when your family is most financially dependent on you, typically while you still have a mortgage and are raising kids.<\/p>\n
Permanent life insurance can stay in place for your entire life as long as you keep up with payments. It works a bit differently, since some policies are designed to build cash value over time.<\/p>\n
Just as Dover, NH, continues to change, so do your family’s life insurance needs. Get in touch with Gateway Property & Casualty today to talk through your options with someone who knows the Seacoast.<\/p>\n
There’s just something about Dover that makes people want to settle here and stay. A young family might start out in a rental in one of the downtown mill buildings before buying their dream home near Garrison Hill. As their family grows, the list of people counting on them gets longer, too. That’s usually about […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[20,14,28,30,25],"class_list":["post-91","post","type-post","status-publish","format-standard","hentry","category-life-insurance","tag-dover","tag-gateway-property-casualty","tag-insurance","tag-life","tag-nh"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t